A Los Angeles workers comp lawyer implies that it is a sad but true prospect, that by the year 2020 around 40% of the populace of the US will be clinically fat. According to data submitted by the Center for Illness Control and Prevention (CDC) around 27% of the entire US work-force is presently categorized as overweight and bordering on fat. Whilst this has clear implications on the person for their health and well-being it also presents serious issues for the workers comp insurance industry.
It has been proved that obesity can cause societal problems like low self confidence, discomfort of social eventualities and depression. However it may also be answerable for more physical effects such as high blood pressure, heart disease, metabolic syndrome, and in girls, polycystic ovary syndrome. A team of experienced Los Angeles workers comp attorneys explain this has always been the reason behind alarm bells to be rung by workers compensation carriers relating to this rising trend. This is because of the risks to health and the likelihood of more time off the job and the related effect of poorer job performance.
Obviously the health side of the workforce is a worrying concern to any employee, but to the insurer, the final analysis is that a claimant who is diagnosed as chunky or overweight will end up costing the carrier additional money. The cause of this is that according to the Nation's Council for Compensation Insurance (NCCI) obesity sufferers have noticeably increased indemnity and medical expenses.
This relates to another survey carried out back in 2007 by Duke College that suggests folk with a chubby or fat body mass index (BMI) filled out around forty five percent more claims than folks with a standard BMI reading. They also suffered up to eight times the amount of lost workdays that someone with an ordinary BMI would endure, and rather disturbingly a morbidly obese worker would encounter up to 5.4 times the medical expenses than a person who has the same injury, but has a standard body mass index reading.
Having announced this, and based on the facts as presented, it is illegal for any insurer to deny a claim only based on the fact that an individual is either chunky or scientifically fat. This is categorized as discrimination and is something that a gang of Los Angeles workers comp lawyers can help with.
It has been proved that obesity can cause societal problems like low self confidence, discomfort of social eventualities and depression. However it may also be answerable for more physical effects such as high blood pressure, heart disease, metabolic syndrome, and in girls, polycystic ovary syndrome. A team of experienced Los Angeles workers comp attorneys explain this has always been the reason behind alarm bells to be rung by workers compensation carriers relating to this rising trend. This is because of the risks to health and the likelihood of more time off the job and the related effect of poorer job performance.
Obviously the health side of the workforce is a worrying concern to any employee, but to the insurer, the final analysis is that a claimant who is diagnosed as chunky or overweight will end up costing the carrier additional money. The cause of this is that according to the Nation's Council for Compensation Insurance (NCCI) obesity sufferers have noticeably increased indemnity and medical expenses.
This relates to another survey carried out back in 2007 by Duke College that suggests folk with a chubby or fat body mass index (BMI) filled out around forty five percent more claims than folks with a standard BMI reading. They also suffered up to eight times the amount of lost workdays that someone with an ordinary BMI would endure, and rather disturbingly a morbidly obese worker would encounter up to 5.4 times the medical expenses than a person who has the same injury, but has a standard body mass index reading.
Having announced this, and based on the facts as presented, it is illegal for any insurer to deny a claim only based on the fact that an individual is either chunky or scientifically fat. This is categorized as discrimination and is something that a gang of Los Angeles workers comp lawyers can help with.
About the Author:
Is your working efficiency being influenced by your body weight? Consult to a team of workers comp attorneys Los Angeles to understand what your right as an employee regardless of of your weight. Read on the essay of Yllanah Kerkhoven about the workers compensation case with regards to obesity explained by the Los Angeles workers comp lawyer.